Online Banking Tips

Online Banking Tips

Here are five general safety precautions that you can take to protect your online banking activities:

1. Use strong passwords: Choose a strong and unique password that combines letters, numbers, and symbols. Do not use obvious information such as your birthdate or common words that can easily be guessed.
2. Keep your login information secure: Do not share your login credentials with anyone. Memorize your username and password instead of writing them down, and never save them on a public computer or device.
3. Verify the website's security: Make sure the website address starts with "https" and has a padlock icon in the address bar. These indicate that the website uses secure sockets layer (SSL) encryption, which helps to protect your information.
4. Be cautious of phishing scams: Be careful of unsolicited emails or messages that request your personal or financial information. Do not click on suspicious links or download attachments from unknown sources.
5. Monitor your accounts regularly: Check your bank statements and transaction history regularly to identify any suspicious activity. If you notice any unauthorized transactions, report them immediately to your bank.

Linking Bank Accounts 

Linking accounts is a common feature offered by many online banking services that allows you to connect your different bank accounts or financial institutions into one central location. Here are the general steps to link accounts:

1. Log in to your online banking account: To begin, log in to your online banking account using your username and password.
2. Navigate to the account linking section: Depending on the online banking service, you may need to navigate to a specific section of the website or app to link accounts. Look for a menu or section labeled "Accounts," "Link Accounts," or something similar.
3. Choose the account you want to link: Select the account you want to link to your online banking account. You will typically need to provide the account number and routing number for the account you want to link.
4. Verify the account: To ensure that you have authorized the linking of the account, you may be asked to verify your identity or confirm the account information.
5. Repeat for additional accounts: If you have multiple accounts to link, repeat the process for each account.

Review your linked accounts: Once you have linked your accounts, review the list of linked accounts to ensure they are accurate and up to date.

It's important to note that the process for linking accounts may vary depending on the online banking service you use. Some online banking services may require additional steps or verification processes for security purposes.

Also, keep in mind that linking accounts can be a helpful feature, but it's important to make sure that you are comfortable with the security measures in place and the terms and conditions of the online banking service. Always read the fine print before linking accounts, and be sure to monitor your accounts regularly to ensure there are no unauthorized transactions or suspicious activity.